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Cat Insurance

At Vetsure, we know that the relationship with your cat is special. No one knows them the same way you do, which is why when they’re out of sorts, you can tell. Our cat insurance aims to give you the peace of mind that should the worst happen, their all important care will be covered.

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What is cat insurance?

For many of us, our cat is part of the family. We know that you want to do all you can to care for your companion should they ever be feeling poorly, or just generally out of sorts. We also know that veterinary treatments can be costly. Cat insurance can offer financial protection against unexpected vet fees, should your cat ever require medical care. However, the choice of pet insurance for cats can be bewildering, so researching the policy that’s right for you and your cat is important.

Is it worth getting cat insurance?

Cat Insurance can be a huge help financially. Pet owners typically claim on their pet insurance far more frequently than on their home or car insurance. On average, a Vetsure policy holder makes at least one claim every two years. You never know what may happen around the corner, so having your trusted cat insurance policy in place in times when they need it the most makes it so worthwhile. You don’t want to ever compromise on their health, so we offer three types of policies allowing you to find the one that suits you and your companion best.

With Vetsure cat insurance you can claim for an unlimited number of conditions, provided they are not pre-existing. You also only need to pay your chosen excess amount just once per condition, which can be a massive help if your pet is unfortunate enough to suffer from a long-term medical condition.

Remember, if you ever have any questions about your cat insurance, we can help! We developed this table to show how likely it is that you’ll reach different limits within a policy year, if your cat becomes poorly and requires treatment.

We also have dog insurance and multi-pet insurance if your kitty is part of a big family with other pets.

What does cat insurance cover?

Vetsure cat insurance policies have been designed by vets to offer reassuring cover for the cost of accident and illness vet treatment, as well as cover against other incidents like theft, transportation for treatment and rewards when lost. We also offer a range of optional covers including: public liability (for dogs) and a range of features that are beneficial if you take your pet abroad.

We have an Accident Only policy to cover against accidents and injuries and two Accident and Illness polices. Our Accident and Illness policies offer you the choice of two generous benefit limits for vet treatments. Both of these limits apply to each unrelated condition and recharge fully each time you renew – allowing you the freedom to claim against an unlimited number of different eligible conditions! Regardless of their age, pets should have protection to live their life to the fullest – which is why we also offer an Accident Only policy for cats over ten. We also have a multi-pet insurance for those of you with multiple pets.

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Where Vetsure comes in

At Vetsure, we know that everyone has different requirements and budgets when it comes to choosing the best cover for you and your cat. That’s why we offer a flexible range of cat insurance cover levels. Please call us on 0800 050 2022 if you have any questions about our policies.

An unlimited number of conditions covered

With Vetsure, you can claim against an unlimited number of unrelated conditions per year. You just choose the level of cover you want per condition.

A lifetime of care for your cat

The treatment benefits on all Vetsure policies recharge every year for each condition – meaning that ongoing conditions like diabetes and arthritis will continue to be covered.

Hassle-free cat insurance claims

You only pay the excess once per condition, and we guarantee to offer direct claims at accredited practices so you’re not out of pocket. Claims can be handled digitally – which can mean settlement within hours!

Compare our cat insurance policies

Choose the policy that suits you and your cat companion best. Pick your desired cat insurance policy from our core range: Premier Plus, Premier and Accident Only. You can then tailor these policies and add optional extras if you need to.

  • Premier Plus
  • Premier
  • Accident Only

    • Number of unrelated conditions covered

      per policy period Learn More

      With Vetsure, you can claim against an unlimited number of unrelated conditions per year. You just choose the level of cover you want per condition.

      For example, if a cat is unfortunate enough to be diagnosed with three unrelated conditions within the same policy year and was covered by a ‘Premier’ policy he would have up to £2,000 per condition per policy year – so, up to £6,000 Veterinary Fees benefit available per policy year for these three conditions.

    • Unlimited!
    • Unlimited!
    • Unlimited!

    • Veterinary Fees

      per condition / per policy period
    • £5,000
    • £2,000
    • £2,000

    • Complementary Medicine

      per policy period
    • £1,000
    • £1,000
    • £1,000

    • Special Diet1

      per policy period
    • £100
    • £100
    • N/A

    The Benefit Limits for Complementary Medicine and Special Diet are included within the maximum Benefit Limit amount stated for Veterinary Fees.

    • Death of Pet2

    • £1,000
    • £1,000
    • £1,000

    • Transportation Costs

      per policy period
    • £200
    • £200
    • £200

    • Loss by Theft or Straying

      per policy period
    • £1,000
    • £1,000
    • N/A

    • Advertising and Reward

      per policy period
    • £300
    • £300
    • N/A
    • Learn More
    • Learn More
    • Learn More
Learn more about our Policies

Don’t forget, you can choose optional extras!

  • Additional Benefits Cover (ABC)
  • Public Liability3

At Vetsure, we offer Additional Benefits Cover which include:

  • Emergency Boarding for Cattery Fees
    £750 per policy period
  • Holiday Cancellation
    £1,500 per policy period
  • Accidental Damage
    £500 per policy period
  • Personal Accident
    £200 per policy period
  • Overseas Travel (Vet Fees, Quarantine, Lost Documents)
    £2,000 per policy period
  1. We will pay 50% of the cost of special diet food prescribed by your vet to treat specific conditions, or to support the recuperation of your pet during hospitalisation for treatment of an illness or injury.
  2. A one off payment up to the maximum benefit limit upon death of your pet.
  3. Excess for this section is £250 per Public Liability incident relating to Property Damage

At Vetsure, we offer up to £2 million per incident for dogs only, under Public Liability. This can provide cover for damages and costs arising from ownership of your pet.

  1. We will pay 50% of the cost of special diet food prescribed by your vet to treat specific conditions, or to support the recuperation of your pet during hospitalisation for treatment of an illness or injury.
  2. A one off payment up to the maximum benefit limit upon death of your pet.
  3. Excess for this section is £250 per Public Liability incident relating to Property Damage.

Unsure how much cat insurance cover you might need?

We have collated some information that might help you!

How much cover?

More options for your pet

We have plenty of insurance options to suit you and your pet. Whether they are all grown up, reaching their senior years, or you have a full furry pet family, we cover them all! Click on our options below to find out more about each individual policy.

Older Cat Insurance

Accident Only cover is available for over 10s.

Learn More

Kitten Insurance

Get off to a great start with insurance from 8 weeks of age!

Learn More
You can also cover dog(s) on the same policy!

Multi-Cat Insurance

Protect the entire family – dogs are welcome too!

Learn More

Get an instant online quote today

Simply choose from one of our three most popular cat insurance policies or tailor further if you have specific requirements.

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Vetsure Pet Insurance® is a registered trading name of TVIS Ltd whose company registration no. is 06820979 and whose address is: 1st Floor, Helios Court, 1 Bishop Square, Hatfield, Hertfordshire, AL10 9NE . TVIS Ltd is authorised and regulated by the Financial Conduct Authority (FCA no.523215). Policies are underwritten by Atlas Insurance PCC Limited transacting for its TVIS Cell.

Atlas Insurance PCC Limited (Atlas) is an insurance company incorporated in Malta pursuant to the Insurance Business Act 1998 (Chapter 403 of the Laws of Malta) to carry on general insurance business and is regulated by the Malta Financial Services Authority.

Atlas is authorised by the Prudential Regulation Authority and is subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.

Atlas Insurance PCC Limited is a member of the UK’s Financial Services Compensation Scheme. Registered in Malta at 48-50 Ta’ Xbiex Seafront, Ta’ Xbiex XBX1021, Malta. (Company Registration no. C 5601).

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